A 2003 James Campbell Graduate Shannon finds selling Real Estate is not only a job but a passion . Shannon finds helping Hawaii families especially first-time home buyers purchase their first home the most rewarding part of his job. ” When I meet my clients for the first time I can see that they are scared and nervous, So I try to figure out what they are most concerned about and how I can help them by answering any questions or concerns they may have.” Besides Selling Real Estate Shannon also loves to spend his free time Surfing , Fishing, Skateboarding and spending time with family and friends. ” [media id=1]
Posted 2 years, 7 months ago at 10:22 pm. Add a comment
Just Sold by Shannon “Represented Buyer”
Year Built: 1997
Interior living space: 682 sq ft
Parking: 68 & 84
Monthly Maint fee:$262 (Sewer & Water)
Monthly property taxes: $41
Asking Price: $225,000 FS
Sold Price: $205,000 FS ( with $5,000 Seller Credit for closing cost)
Perfect starter home with 2 bedroom and 1 full bath in MOVE IN CONDITION. This unit was sold in Excellent condition with 100% USDA financing and not to mention this buyer also got a credit to help with closing cost. I have helped many first time buyer`s purchase there first home with no money down and I can do the same for you.
Posted 2 years, 7 months ago at 9:49 pm. Add a comment
Shannon Feliciano Jr. (RA)
Century 21 Homefinders of Hawaii
Waipio Uka St Suite#206
Waipahu, HI 96797
Direct: 808-284-0617
Fax: 808-676-6824
Posted 2 years, 8 months ago at 6:10 pm. Add a comment
Just Sold by Shannon ” Represented Buyer”
Year Built: 1973
Interior living space: 873 sq ft
Parking: #7
Monthly Maint fee:$281 (Sewer & Water)
Monthly property taxes: $39
Asking Price: $210,000 FS
Sold Price: $202,000 FS ( with $2,000 Seller Credit for closing cost)
Posted 2 years, 8 months ago at 8:33 pm. Add a comment
Recently Sold Property
Address :91-6494 Kapolei Pkwy
City: Ewa Beach State: Hawaii Zip: 96706
Region: Ewa Plains Neighborhood: Ocean Pointe
List: $405,000 Sold: 405,000 / Fee Simple
Posted 2 years, 8 months ago at 7:56 pm. Add a comment
USDA 100% FINANCING – HAWAII
It is hard to beat the flexibility and great rates of USDA rural housing loans. These programs are geared toward homebuyers who live in rural areas of the Country and who have little to no money to put down. USDA rural housing loan programs offer flexible, common sense underwriting guidelines, relaxed credit requirements, no PMI (private mortgage insurance) options, the ability to finance closing costs into the loan amount, lenient seller concessions, and rates that are comparable to, if not better than, conventional fixed rate mortgage programs.
USDA Rural Housing Loan Program Highlights:
- Loans may be for up to 102% of the appraised value or sales price (whichever is lower). A one time 2% guarantee fee can be included in the loan which is how the loan can go up to 102%. This feature allows buyers to finance this expense into the loan amount versus paying it out of pocket.
- No PMI (private mortgage insurance)
- Secure, fixed-rate 30 year mortgages
- Sellers can assist with paying the buyer’s closing costs
- Little cash reserves needed for qualified borrowers.
- Minimum Fico of only 620 needed.
Contact me today to take advantage of this great program
Posted 2 years, 8 months ago at 7:42 pm. Add a comment
Why Use a REALTOR®?
All real estate licensees are not the same. Only real estate licensees who are members of the NATIONAL ASSOCIATION OF REALTORS® are properly called REALTORS®. They proudly display the REALTOR “®” logo on the business card or other marketing and sales literature. REALTORS® are committed to treat all parties to a transaction honestly. REALTORS® subscribe to a strict code of ethics and are expected to maintain a higher level of knowledge of the process of buying and selling real estate. An independent survey reports that 84% of home buyers would use the same REALTOR® again.
Real estate transactions involve one of the biggest financial investments most people experience in their lifetime. Transactions today usually exceed $100,000. If you had a $100,000 income tax problem, would you attempt to deal with it without the help of a CPA? If you had a $100,000 legal question, would you deal with it without the help of an attorney? Considering the small upside cost and the large downside risk, it would be foolish to consider a deal in real estate without the professional assistance of a REALTOR®.
But if you’re still not convinced of the value of a REALTOR®, here are a dozen more reasons to use one:
1. Your REALTOR® can help you determine your buying power — that is, your financial reserves plus your borrowing capacity. If you give a REALTOR® some basic information about your available savings, income and current debt, he or she can refer you to lenders best qualified to help you. Most lenders — banks and mortgage companies — offer limited choices.
2. Your REALTOR® has many resources to assist you in your home search. Sometimes the property you are seeking is available but not actively advertised in the market, and it will take some investigation by your agent to find all available properties.
3. Your REALTOR® can assist you in the selection process by providing objective information about each property. Agents who are REALTORS® have access to a variety of informational resources. REALTORS® can provide local community information on utilities, zoning. schools, etc. There are two things you’ll want to know. First, will the property provide the environment I want for a home or investment? Second, will the property have resale value when I am ready to sell?
4. Your REALTOR® can help you negotiate. There are myriad negotiating factors, including but not limited to price, financing, terms, date of possession and often the inclusion or exclusion of repairs and furnishings or equipment. The purchase agreement should provide a period of time for you to complete appropriate inspections and investigations of the property before you are bound to complete the purchase. Your agent can advise you as to which investigations and inspections are recommended or required.
5. Your REALTOR® provides due diligence during the evaluation of the property. Depending on the area and property, this could include inspections for termites, dry rot, asbestos, faulty structure, roof condition, septic tank and well tests, just to name a few. Your REALTOR® can assist you in finding qualified responsible professionals to do most of these investigations and provide you with written reports. You will also want to see a preliminary report on the title of the property. Title indicates ownership of property and can be mired in confusing status of past owners or rights of access. The title to most properties will have some limitations; for example, easements (access rights) for utilities. Your REALTOR®, title company or attorney can help you resolve issues that might cause problems at a later date.
6. Your REALTOR® can help you in understanding different financing options and in identifying qualified lenders.
7. Your REALTOR® can guide you through the closing process and make sure everything flows together smoothly.
8. When selling your home, your REALTOR® can give you up-to-date information on what is happening in the marketplace and the price, financing, terms and condition of competing properties. These are key factors in getting your property sold at the best price, quickly and with minimum hassle.
9. Your REALTOR® markets your property to other real estate agents and the public. Often, your REALTOR® can recommend repairs or cosmetic work that will significantly enhance the salability of your property. Your REALTOR® markets your property to other real estate agents and the public. In many markets across the country, over 50% of real estate sales are cooperative sales; that is, a real estate agent other than yours brings in the buyer. Your REALTOR® acts as the marketing coordinator, disbursing information about your property to other real estate agents through a Multiple Listing Service or other cooperative marketing networks, open houses for agents, etc. The REALTOR® Code of Ethics requires REALTORS® to utilize these cooperative relationships when they benefit their clients.
10. Your REALTOR® will know when, where and how to advertise your property. There is a misconception that advertising sells real estate. The NATIONAL ASSOCIATION OF REALTORS® studies show that 82% of real estate sales are the result of agent contacts through previous clients, referrals, friends, family and personal contacts. When a property is marketed with the help of your REALTOR®, you do not have to allow strangers into your home. Your REALTOR® will generally prescreen and accompany qualified prospects through your property.
11. Your REALTOR® can help you objectively evaluate every buyer’s proposal without compromising your marketing position. This initial agreement is only the beginning of a process of appraisals, inspections and financing — a lot of possible pitfalls. Your REALTOR® can help you write a legally binding, win-win agreement that will be more likely to make it through the process.
12. Your REALTOR® can help close the sale of your home. Between the initial sales agreement and closing (or settlement), questions may arise. For example, unexpected repairs are required to obtain financing or a cloud in the title is discovered. The required paperwork alone is overwhelming for most sellers. Your REALTOR® is the best person to objectively help you resolve these issues and move the transaction to closing (or settlement).
Posted 2 years, 8 months ago at 7:41 pm. Add a comment
Located on the South-Western Shore of Oahu , Just west of Pearl Harbor which, by far is the most active single-family residential sales area on the island. The median price paid for a single family dwelling in the Ewa plain was $465,000 in 2008, This was a 9.7% drop compared to $515,000 in 2007. So if your looking to get more home for your money in great condition this is the area to do it. Here in Ewa Beach you will find a diverse inventory of homes available, from new master planned developments at reasonable prices to older million dollar beach front properties. With new master-planned urban and residential centers currently underway like Ka Makana at Hoakalei by Haseko, the economic outlook for West Oahu looks very promising.
If you and your family are interested in calling the Ewa Beach area home but need more information , please feel free to contact me by email or direclty by phone to see what is available. Call to find out about 100% USDA financing and how you can take advantage of this awesome program.
Community Profile
* Population: 53,066
* Median age: 32
*Single: 45%, married : 55%
*Average household size: 4
*Median household income: $71,000
*61% are employed
* 73% are homeowners
* 27% are renters
*Median year homes were built: 1992
Posted 2 years, 8 months ago at 7:39 pm. Add a comment
